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Currencies Direct has become a go-to service for UK and other foreign nationals living in Spain and tourists exchanging currency, as well as second-home owners managing cross-border payments.

 

With over 17,000 Trustpilot reviews and a near-perfect 5-star rating, it’s clear why so many people rely on them for international money transfers and currency exchange, partly because it’s easy to get a free quote online using their exchange rate calculator and converter:

 

 

Founded in 1996, the company offers fee-free transfers, competitive exchange rates, and a range of services tailored specifically for people living or spending extended time abroad.

 

Expats in Spain particularly value their ability to send regular payments from the UK, such as pensions or rent, while accessing excellent rates and avoiding hidden bank fees.

 

Transfers can be scheduled or made instantly using their mobile app, with 24/7 access to your account and live exchange rate updates.

 

Tourists and travellers also benefit from their multi-currency debit card, which allows you to spend in euros or other currencies abroad without incurring charges for currency conversion. The app-linked card supports seamless spending and gives real-time control over your balance and spending history.

 

For property buyers or second-home owners in Spain, Currencies Direct has developed a standout service called PropertyPay. This innovative solution allows buyers to send funds directly to sellers or agents during property completion, cutting out traditional delays and bank charges.

 

It’s a free, digital platform trusted by property professionals across Spain and particularly useful for those looking to avoid the administrative and financial hurdles that come with buying abroad.

 

 

Another major draw is their personalised service. Every customer is assigned a dedicated account manager who provides advice on how and when to move money, especially for large transfers like property purchases or renovations.

 

This support can help clients lock in favourable exchange rates using forward contracts, giving peace of mind during volatile currency markets, where security and compliance are top priorities.

 

Currencies Direct is regulated by the Financial Conduct Authority in the UK and by the Bank of Spain as an authorised Electronic Money Institution (No. 6716). All client funds are held in segregated accounts, offering high levels of protection and trust.

 

Compared with banks, Currencies Direct frequently provides better exchange rates and no transfer fees. Independent reviewers estimate that customers can save hundreds of euros on a typical property transaction or large international transfer, and this reputation is further supported by industry comparison platforms such as TheBanks.eu, where their services consistently score higher than competitors for transparency, product range and customer satisfaction.

 

For anyone retiring in Spain, managing a holiday home or who just needs to move money across borders with minimal fuss and maximum value, Currencies Direct offers a reliable, secure and highly rated solution.

 

 

 

You can also use the contact form or the currency conversion tool below to get started: